Job Description

HR Consulting Solutions, LLC is a national executive search firm that has been retained by River Valley AgCredit to conduct a search for an Agricultural Loan Officer to work alongside their team to support their agricultural lending team in Dayton, Tennessee.

AG LOAN OFFICER POSITION SUMMARY

At River Valley AgCredit, we have an exciting opportunity for an Agricultural Loan Officer to serve as a trusted financial partner for farmers and agricultural producers in Dayton, TN. In this position, you will be the “go-to” resource for local producers seeking financing to start, grow, or sustain their farm operations. Whether helping a multi-generation family farm expand or assisting a beginning farmer secure capital for their first operation, you’ll play a vital role in supporting the agricultural community and strengthening the local economy.

This position is ideal for someone who enjoys being out in the field, building long-term relationships, understanding the ag industry, and helping producers achieve success through responsible financial solutions. This role focuses exclusively on agricultural and agribusiness lending, serving producers in and around Dayton and Rhea County, Tennessee. Candidates must reside in or be willing to relocate to the local market area and actively participate in community and agricultural events.

PRIMARY WORK LOCATION

• Dayton, Tennessee

MINIMUM QUALIFICATIONS

• Bachelor’s degree in Business Administration, Agricultural Economics, Agriculture, Finance, or a related field.
• Demonstrated knowledge of farm management, agricultural finance, and ag industry trends.
• Hands on experience working with agricultural operations, farm management, agribusiness, or rural producers.
• Previous experience in agricultural, commercial, or rural lending heavily favored.

PREFERRED QUALIFICATIONS

• Knowledge of laws, regulations, principles, and credit practices within the Farm Credit System or similar financial institutions.
• Proficiency in loan origination systems and Microsoft Office Suite.
• Strong analytical, organizational, and communication skills.
• Skilled in developing new business, conducting sales calls, and presenting loan proposals.
• Ability to build strong relationships with ag producers, farm families, and agribusiness owners.
• Familiarity with local agricultural practices, commodities, or producer needs within the Southeast Tennessee region preferred.

SENSORY AND PHYSICAL REQUIREMENTS

• Must have the ability to read documents from many sources.
• Must be able to communicate effectively with staff, customers, and the general public.
• Must be comfortable conducting on-site farm visits and community outreach.

MINIMUM POSITION RESPONSIBILITIES

• Develop and expand relationships with farm families, ag producers, and rural landowners throughout the Dayton and Rhea County market area.
• Actively build and maintain relationships with potential and existing customers through farm visits, community involvement, and ongoing outreach.
• Prepare, structure, and present loan proposals for farm operating loans, real estate, equipment, and agribusiness financing.
• Evaluate borrower eligibility, repayment ability, collateral, and other risk factors in accordance with Farm Credit System and Association policies.
• Administer loans responsibly, ensuring proper documentation, accuracy, and compliance with regulations.
• Conduct regular farm visits to assess collateral, monitor operations, and strengthen member relationships.
• Maintain thorough knowledge of River Valley AgCredit’s products, services, and the agricultural industries served.
• Take appropriate corrective actions when necessary to mitigate risk and protect the Association’s position.
• Represent River Valley AgCredit positively within the community and promote the cooperative’s mission and values.
• Participate in ongoing professional development to enhance lending expertise, regulatory knowledge, and agricultural industry understanding.
• Ensure all lending activities comply with Farm Credit System standards, Association policies, and applicable federal and state regulations.

BENEFITS OF WORKING WITH US

• Competitive Salary
• Performance Based Bonus (Incentive Pay)
• Generous PTO (Vacation and Sick Time)
• 12 Paid Holidays
• Medical, Dental, and Vision Insurance
• 401K Retirement Benefits (3% automatic contribution plus up to 6% match; 9% total)
• Company Provided Life Insurance and Disability Coverage

QUESTIONS?

• Reach out to us via email: talent@hrconsulting.llc

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